FMV (Fair Market Value): It is seen as an operating lease in the eyes of the IRS. You can deduct each monthly payment over the term of the lease. Useful if you want to upgrade equipment. At the end of the lease you can:
- Send the equipment back
- Buy the equipment at fair market value
- Continue the lease.
10%: It is seen as an operating lease in the eyes of the IRS. You can deduct each monthly payment over the term of the lease. Useful if you want to upgrade equipment. At the end of the lease you can:
- Send the equipment back
- Buy the equipment for 10% of the original cost of the equipment
- Continue the lease.
Dollar Out: This option is seen as a loan (similar to going to a bank). You depreciate the equipment over a 5-7 year period off your taxes. There is no trade in option at the end of the lease. You own the equipment for $1.00.
Preferred Equipment
- Air Compressors
- Automotive Equipment
- Point of Sale Systems
- Mobile Communications
- Photographic Equipment
- Air Conditioners
- Printing Equipment
- Woodworking Equipment
- Embroidery/Sewing
- Agriculture equipment
- Facsimile Machines
- Security Equipment
- Forklifts
- Mailing Equipment
- Material Handling
- Office Furniture
- Office Equipment
- Cash Registers
- Restaurant Equipment
- Pressure Washers
- Ice Machines
- Software Only
- Computers, Printers/Copiers
- Machinery & Lathes Welding
- Construction Equipment
- Refrigerant Recovery Systems
- Safes
- Laundry Equipment
- Light Industrial Equipment
- Telecommunications Equipment
- Voice Mail Systems
- Medical Equipment
If your equipment is not listed here call us to see if we can get it financed for you.
EQUIPMENT LEASING PROGRAM

EQUIPMENT LEASING PROGRAM
Our Equipment Leasing Program is equipped to handle you company's leasing needs. To keep up with today's ever-changing technological world, your company could waste money on new equipment every year or save money by leasing through First Capital Funding's Lease Program. Businesses nationwide are taking advantage of the benefits of this program, which features low payments, flexible leasing terms, tax savings and the latest in high-tech business equipment.
We offer all types of equipment leases - from office copiers, faxes and computers to specialized industrial machines. In the event a vendor cannot lease equipment that your company needs, we will buy the equipment and then lease it to your. This way, everyone is satisfied. The vendor receives a lump-sum payment from us, and your company will be able to enjoy all the benefits of leasing.
Leasing conserves your working capital.
Rather than purchasing equipment with cash, lease it. When you lease equipment, you make only monthly payments. Since there is no down payment to start with, you conserve your working capital to be used more profitably for your short-term business needs.
Leasing preserves your credit lines.
Unfortunately, some of the credit available to you today might not be there tomorrow if you exhaust your line of credit with a major purchase. Leasing the equipment you need, however, helps preserve valuable credit lines while giving you the financial resources you need.
Leasing provides 100% financing.
You may finance up to 100% of your equipment cost. That includes freight cost. That includes freight, installation and some incidental charges. So, you won't have to compromise or settle for less than you need.
Leasing provides flexibility.
Through leasing extended terms, payment amounts can be substantially lower than they would be if the equipment was purchased with borrowed funds. Lease payments can be monthly or quarterly or annually, etc. Different payment amounts can be designed to occur within the same lease, including seasonal and step payments. In short, leasing provides you with far greater financial flexibility than any other form of equipment acquisition, enabling you to buy more equipment while staying within your corporate budget.
Leasing provides a variety of tax benefits.
Unlike loan payments, lease payments may be fully deductible as an operation expense.
Low acquisition costs.
Your capital requirement is low, usually one or two advance payments.
Leasing eliminates equipment obsolescence.
Leasing lets you regularly upgrade your equipment to a state-of-the-art level, eliminating the inefficiencies of owning outdated equipment.
It's quick and easy to apply.
Unlike loans that can take weeks to process and require volumes of paperwork, your lease application is simple. For transactions from $20,000 to $200,000 simply complete the online application form, or download the pdf form and fax to us at 305-704-3879 or toll free at 888-755-8521. In most cases your lease will be approved within 24 hours.
Check Out The Easy Lease Online Application | Check out our Equipment Lease Calculator




